How it all connects

You fill in five things. The rest runs itself.

This isn't 21 separate spreadsheets. It's one connected system where each tab feeds the next, so you're never re-typing the same number twice.

Set your categories and currency once. Every other tab reads from this.

Schedule your bills for the year. Due dates and amounts, once.

Every date from My Payments shows up here automatically. Nothing to re-enter.

Log spending as it happens. The category dropdown pulls straight from Setup.

Annual Overview, Savings, Net Worth, Debt Tracker, and Priority Sheet all update from what you logged. No manual math.

What each dashboard actually shows you

Your whole year, income, savings, bills, and expenses, with charts that update the moment you log something new.

Each month gets its own tab. Enter what's planned, the actual side fills itself in from your Transactions.

Every savings goal you set, side by side: target, saved so far, and what's left. Updates as you log savings.

Assets versus liabilities, and how far you are from your target net worth, tracked over time.

Pick a month, see exactly what's due on each debt and your balance after every payment.

Ranks your spending by how essential it is, and shows what you'd save by cutting what isn't.

Getting started

Buy once on Gumroad, get an instant link to make your own copy.

Categories, currency, starting numbers. Takes about ten minutes.

Add bills and transactions as they happen. Everything else updates itself.

Ready to see it in your own budget?